Investment Advice

Crest Financial Services can make investing work for you!

Do you find money slips easily through your fingers leaving you with very little at the end of the day?
Would you like your hard-earned money to work harder for you?

The biggest fallacy about investing is that it’s only for the rich. This is far from true – you don’t have to be wealthy to be an investor. In fact, investing is an effective way to create financial wealth. Investing involves putting your savings to work, helping you achieve your financial goals sooner. Wisely selected investments can increase your wealth and provide you with an income.

Sensible investing makes your money work for you. Our financial planners will work with you to help you achieve your personal financial goals.


What Investment is Best?

There is no single answer to this question – it all depends upon your individual needs and circumstances.

Our planners will help you understand the broad range of investments available (within the scope of products and platforms that our planners can recommend) and help you to select the best option for you.

Your choice of investments should be consistent with:

  • Your short, medium and long term goals;
  • Your current financial position; and
  • The level of investment risk you’re prepared to accept

You will also need to consider:

  • Security of your money;
  • Liquidity and accessibility of your money;
  • Estimated returns of your money;
  • Resistance to inflation over time;
  • The impact of taxation;
  • Social security implications; and
  • Time frame that you are you planning for.


How Do I Start?

Your choice of investments should be guided by a strategic financial plan. It should not be by instinct or rumours.

Investing without a strategy may be likened to building a house without plans. At best, the end result will be unsatisfactory; at worst it will be worthless.

It is imperative to seek professional advice. Our financial planners will help you to design an investment portfolio (a collection of investments) to suit your particular needs.

Call one of our offices today to make an appointment with a member of our Crest Financial Services team.